Showing posts with label all. Show all posts
Showing posts with label all. Show all posts
Monday, March 13, 2017
All USSD Codes For Mobile Money Transfers For All Banks In Nigeria
All USSD Codes For Mobile Money Transfers For All Banks In Nigeria
As technology evolves, the financial sector is not far behind, they have developed various software to make it easier and faster banking. Service Data USSD Additional Unstructured means and is a service that allows you to pay your bills and make other transactions simply by dialing a code on your phone, USSD codes are also called quick codes.
Almost all banks in Nigeria now have their special USSD code for mobile money transactions such as: Airtime purchase, account opening, balance / check inquiry, transfer of money to the same bank and d Other banks, cash-on-the-go, etc.
The service is similar to Internet banking, except that do not use the Internet, so that when a person does not have Internet access, he / she can still use USSD codes for banking transactions.
You can not use the SIM card line or the phone used to open your account to perform USSD transactions. If you lose that line and do not plan to welcome you again, just go to the bank and change your mobile phone number and you are ready.
All USSD transactions require a PIN that serves as security against fraudsters and other bad people. You will be prompted to set the PIN code (4 or 5 digits) the first time you try to make a USSD transaction code. .
* Note that for most Nigerian banks can not perform USSD transactions unless you have at least 10 Naira in the mobile line with which you have registered your bank account, so if you can not make a transaction error "no Available "), check the balance of your account and reload your line.
Mobile The USSD code transfer service is fast, safe and convenient. Find below the list of all USSD codes for mobile money transfer for all Nigerian banks that currently offer USSD service.
List of Mobile Banking Codes USSD for all banks in Nigeria in 2016
Guaranty Trust Bank (GTB) USSD code for money transfer
Guaranty Trust Bank is the first bank in Nigeria in terms of electronic banking. They were one of the first to introduce the USSD banking, code USSD * 737 # GTBank is. The minimum transfer limit is 1000 Naira and daily transfer limit of 20,000 naira * *.
To transfer money from your account to another GTBank GTBank, simply dial * 737 * 1 * Quantity * GTB Receiver Account # for example, * 737 * 1 * 5000 * 0123456789 #
To transfer money from your account to another GTBank Bank, use * 737 * 2 * Amount * Other bank account number, p. First Bank # for example, * 737 * 2 * 10000 * 0123456789 #.
Fidelity Bank USSD Code for Money Transfer
USSD banking code fidelity is * 770 # and the maximum transfer allowed per day is 20,000 naira.
Fidelity Bank USSD code transfer of money to other banks is * 770 * Beneficiary Account number * Number for example * 770 * 5000 * 0123456789 #.
USSD First Bank Code For Money Transfer
The first bank is one of the best banks in Nigeria for electronic banking. The USSD * 894 First Bank code is #.
To transfer money, dial * 894 #, a list of options, including transfer money, withdraw money and make purchases, pay bills, buy airtime and manage Account appears. To transfer information, type 1 and send.
Just follow the instructions and then after the transfer.
Transfer code USSD Wema Money Bank
Wema Bank is relatively new in the USSD banking sector but offers a good USSD service. Wema Bank is USSD Code * 945 #.
To transfer money with Wema Bank, simply dial * 945 #
A list of options, including open an account, my balance, Send money, buy airtime and cash, pay bills, change PIN, change account Link BVN, control card, pay phones , Receive Western Union and Genera appears OTP.
Reply to "3", which involves transfer, you are prompted to choose whether it is a Wema Bank account or other banks. Answer and follow the corresponding number simply by following the on-screen instructions.
Skye Bank Transfer code USSD Money
Mobile code Skye Bank USSD is * 833 # and transfer, all you need to do is dial * 33 # from your mobile
Sterling Bank USSD Code For Money Transfer
Mobile banking code Sterling Bank is USSD * 822 #. To transfer, simply dial * 822 # and still follow the instructions each time you use the BankUSSD Sterling service, Five Naira will be deducted from your line.
Diamond Bank USSD Code for Money Transfer
Code Diamond Bank USSD has been on the mobile money stage for a while and is USSD code * 710 #.
To transfer money to a bank, simply dial * 710 * 777 * Beneficiary Account number * Amount * PIN # for Yello account holders
For Diamond Bank Diamond Bank Money Transfers, dial * 710 * 710 * Account Number * Amount * PIN #
EcoBank USSD Code For Money Transfer
USSD mobile code * 326 # ECOBANK is and has instant transfers, account balance, bill payments, bank accounts and mini-purchase features of airtime. To transfer money from your ECOBANK account, dial * 326 # and follow the on-screen instructions.
Zenith Bank USSD Code for Money Transfer
The Zenith Bank USSD mobile bank code is * 966 # and gives you access to open an account, check account balance, recharge cards to load and transfer money.
To transfer money from your account to another Zenith bank, dial * 966 * Amount * Beneficiary Account Number # and follow the on-screen instructions.
First City Monument Bank Transfer (FCMB) USSD currency code
USSD mobile code * 389 * FCMB is 214 #. To use the USSD FCMB service, you must visit an FCMB branch or call your customer on 01-2798800 to obtain your PIN.
To transfer money or perform any other operation after receiving your PIN, simply dial * 389 * 214 # and follow the on-screen instructions.
Unity Bank USSD code for money transfer
Mobile Code Unity Bank is USSD * 389 * 215 # and transfer money, just dial * 389 * 215 # and follow the instructions.
Heritage Bank, KeyStone Bank and United Bank for Africa (UBA) do not yet have USSD codes for money transfer.
Available link for download
Thursday, March 9, 2017
All You Need To Know About Gotv Sms Codes And All Commands E t c
All You Need To Know About Gotv Sms Codes And All Commands E t c
By Olatech at Gurufound
What is GOtv?
" Gotv is a pay TV service offered in Africa by Multichoice Africa. Unlike the other pay TV service from Multichoice Africa (DSTV), which is satellite based,Gotv is terrestrial digital TV service. no need for dish and ceremonial installation, leading to reduced access cost. Gotv is currently available in select cities in Nigeria, Zambia, Uganda, Ghana, Malawi, Namibia, Zimbabwe, and Kenya "
Note: With as low as N6,900, you can access Gotv in Nigeria with 38 exciting channels. Cost includes the Gotv decoder, antenna, and 1 month free GOtv plus subscription.
List of GOtv decoder codes and their uses
Gotv Prices
The decoder comes with an outdoor antenna (a.k.a GOtenna), which offers better reception with better quality video and audio.
Initial Gotv access cost is 6,900 Naira for decoder, outdoor antenna, remote, and 1 month free Gotv plus package.
No dish, means that GOtv is not affected by weather easily as the case with pay TV satellite services like DSTV ( learn about Dstv from Prezzys Post )
GOtv Channels & Packages
GOtv offers two pay bouquets, namely the GOtv standard package, which offers 25 channels and goes for N1,000 per month and GOtv Plus package, which has 38 channels is priced at N1,500 monthly.
There is also the GOtv Open which currently offers up to 7 free to air channels free once you pay a one-off non-refundable 6,600 Naira administrative fee.
Some channels available on the GOtv package include:
How to Recharge GOtv GoTV using eTranzact
The eTranzact BankIT solution allows you to pay for your subscription, directly from your bank account, online and on mobile.
To pay on mobile:
How to Recharge GOTV using Paga ePay
You are now able to pay for your GOtv subscription using Paga e-Pay.
To make an online payment for your GOtv subscription using via Paga e-Pay, visit eazy.gotvafrica.com and then log into your account. You will be presented with a list of online payment methods that are available in your country. Select Paga e-Pay and follow the instructions.
GoTv Customer Care Number and other ways to Contact them.
1.) GOtv Customer Care Phone Number
08039044688)
2.) GoTv Customer Care Email Addressnigeria@gotv.co.za)
3.) GoTv Customer Care Social Accounts:
nigeria.gotvafrica.com).
5.) GoTv Customer Service Contact Address: You can also visit their physical address in Nigeria at Plot 1381 Tiamiyu Savage Street Victoria Island Lagos State.
That’s all on how to contact GoTv.
I Hope I covered everything here....Please add more if you think I missed something..thanks
What is GOtv?
" Gotv is a pay TV service offered in Africa by Multichoice Africa. Unlike the other pay TV service from Multichoice Africa (DSTV), which is satellite based,Gotv is terrestrial digital TV service. no need for dish and ceremonial installation, leading to reduced access cost. Gotv is currently available in select cities in Nigeria, Zambia, Uganda, Ghana, Malawi, Namibia, Zimbabwe, and Kenya "
Note: With as low as N6,900, you can access Gotv in Nigeria with 38 exciting channels. Cost includes the Gotv decoder, antenna, and 1 month free GOtv plus subscription.
List of GOtv decoder codes and their uses
Gotv Prices
The decoder comes with an outdoor antenna (a.k.a GOtenna), which offers better reception with better quality video and audio.
Initial Gotv access cost is 6,900 Naira for decoder, outdoor antenna, remote, and 1 month free Gotv plus package.
No dish, means that GOtv is not affected by weather easily as the case with pay TV satellite services like DSTV ( learn about Dstv from Prezzys Post )
GOtv Channels & Packages
GOtv offers two pay bouquets, namely the GOtv standard package, which offers 25 channels and goes for N1,000 per month and GOtv Plus package, which has 38 channels is priced at N1,500 monthly.
There is also the GOtv Open which currently offers up to 7 free to air channels free once you pay a one-off non-refundable 6,600 Naira administrative fee.
Some channels available on the GOtv package include:
- Africa Magic (World, Movies, Yoruba, Hausa)
- Al Jazeera
- BET
- Discovery World
- E! Entertainment
- KidsCo
- Channel O
- Supersport Select Sport
- Sony Max
- Sound City
- Style Network
- Silverbird
- AIT
- NTA
- and so on
- CNN
- Disney Junior
- MTV Base
- Telemundu
- National Geographic Wild
- Sony Entertainment TV
- Supersport Blitz
- Navigate to (Quickteller: buy airtime, make payments, send money and recieve money with your ATM card.) on your computer or mobile phone. Make sure you have Switched On your decoder.
- Select the GoTv bouquet you want to pay for.
- Input your decoder IUC number. It can be found on the red sticker at the back of your decoder.
- Enter your Email address, mobile phone number and click on Next to continue with GoTv subscription payment.
- You will be redirected to a secure billing page, select your debit card type (Visa, Master or Verve) and fill in your card details.
- Finally, click on the Pay button. Your GoTv account will be credited and subscription will be renewed in few minutes. Quickteller charges N100 naira for this transaction.
How to Recharge GOtv GoTV using eTranzact
The eTranzact BankIT solution allows you to pay for your subscription, directly from your bank account, online and on mobile.
To pay on mobile:
- Simply dial *389*9*smartcardnumber# then follow the prompts.
- Select Country, input specific Smart card number and click on VERIFY button.
- Click VIEW BALANCE AND PAY to proceed to the payment summary page showing date and amount due for payment.
- Click PAY to proceed to the Payment Subscription page showing Account Holder’s details.
- Select eTranzact Payment Option and select BankIT.
- Input Bank account number and select preferred Bank.
- Generate a 6-digit passcode and submit details
- Dial *389*00# with phone number registered with the nominated Bank to receive an OTP.
- Input the OTP in the space provided and click PAY.
How to Recharge GOTV using Paga ePay
You are now able to pay for your GOtv subscription using Paga e-Pay.
To make an online payment for your GOtv subscription using via Paga e-Pay, visit eazy.gotvafrica.com and then log into your account. You will be presented with a list of online payment methods that are available in your country. Select Paga e-Pay and follow the instructions.
GoTv Customer Care Number and other ways to Contact them.
1.) GOtv Customer Care Phone Number
08039044688)2.) GoTv Customer Care Email Address
nigeria@gotv.co.za)3.) GoTv Customer Care Social Accounts:
- GoTv Twitter Customer care: (GOtv Nigeria (@GOtvNg) | Twitter).
- GoTv Facebook Customer Contact: (Facebook).
nigeria.gotvafrica.com).5.) GoTv Customer Service Contact Address: You can also visit their physical address in Nigeria at Plot 1381 Tiamiyu Savage Street Victoria Island Lagos State.
That’s all on how to contact GoTv.
I Hope I covered everything here....Please add more if you think I missed something..thanks
Available link for download
Wednesday, March 8, 2017
Android Multi Tools Latest Version v1 02b All Pattern Lock Remover Free Download For Windows
Android Multi Tools Latest Version v1 02b All Pattern Lock Remover Free Download For Windows
Android Multi Tools V1.02b+Driver Free Download For WIndows: Pattern lock remover working on all android Devices Samsung, Micromax, Xperia, Lg, China, Tablets, etc.
Android multi tools latest update v1.02b full setup rar free download for windows. You can also download 100% drivers for android multi tools from the here. Android multi tools is a great tool for android device, which helps you to unlock your android pattern locks easily without flashing or reset your android device. You just need a USB data cable to unlock your device.
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First of all download android multi tools v1.02b full installer from the provided link, when the downloading is complete install android multi tools update on your windows operating system, And now connect your android device to your pc using Via USB cable. If your device does not connect to your pc, Then download android multi tools drivers and install it on your PC. This is very simple to use so you can remove your android pattern locks simple using this tool. If you want to install android multi tools update v1.02b then click the below download link now.
Download Android Multi Tools V1.02b
Drivers:
AllWinner USB Drivers Windows 7 - Vista - XP - 32Bit
AllWinner USB Drivers Windows 7 - Vista -64Bit
RockChip Driver
MTK Android Driver
All Drivers Download Here
Available link for download
Merry Christmas to all Gizng Blog Readers
Merry Christmas to all Gizng Blog Readers
Merry Christmas to all
www.Gizng.com.ng Blog readers. It’s been a while since we started and so far weve got no regrets and it’s all thanks to God for the knowledge and strength and you for the support. God bless you all.
I’m extremely grateful to everyone that has supported with the comments, likes, subscriptions, shares and those who tell a friend to tell another friend.
In the spirit of the season, let’s not forget what Christmas is all about. The 25th of December is only a day which has been made special as we Christians set it aside to celebrate the birth of our saviour; our Lord Jesus Christ.
It’s not really when he was born, we never said it was. Let’s also remember that Christmas is not all about partying, drinking and eating but why not play the role of Jesus? Feed the hungry, visit the less privileged and orphans, help those you can irrespective of their religion. Let them also feel that spirit of Christmas and love. Jesus Christ would be happy with us.
By the grace of God, everyone reading this would see the end of 2016.
There will be giveaway in cash, recharge cards and exclusive interviews with some of our powerful readers. Ive learnt a lot from our conversations and I won’t be greedy enough not to share their thoughts. Stay put and remain inspired.
May the good Lord continue to make you all bigger....God bless over 830 000 blog readers
Available link for download
Monday, March 6, 2017
All You Need to Know About GTBank Virtual MasterCard
All You Need to Know About GTBank Virtual MasterCard
The GTBank Virtual MasterCard is a digital payment card designed to aid frequent online shoppers with a secure and flexible alternative to physical payment cards. The virtual card is instantly issued via Internet Banking. It is a new innovative service recently launched by GTbank.
It is designed primarily for:
To Generate GTBank Virtual MasterCard
How To Transfer Fund To GTBank Virtual MasterCard Via Internet BankingYou must fund your GTB Virtual Master Card before you can use it to make online payments.
You can easily do this by making use of the "Own Account Transfer" module via "Account Transfer" but before you can do this, ensure that the virtual cards account number has been listed on your Internet banking dashboard, else you wont be able to fund it.
So, if the GTB virtual debit cards account number is not showing immediately you generate it, just exercise patient till it appears. You might have to wait till the next working day though.
Note: Creating the GTBank Virtual Pre-paid Card is not free. Certain amount will be deducted from your GTBank accounts and the most interesting part, you can convert your Virtual Card to a Physical MasterCard.
How to Convert to Your Virtual Pre-paid card to a Physical MasterCard
Transaction Limit
Also Read;
» Now You Can Generate GTBank Token Code Via USSD To Complete Online Transcation
» GTBank Mobile Money For Blackberry, Apple, Android, Nokia & Full Touch
» 8 Things You Can Do With GTBank 737 Code
GTBank remain firm on their objective to deliver value adding services that are tailored to meet the diverse needs of their ever-growing customer base by leveraging technology to make banking more convenient for all their customers. Feel free to share your opinion about this new GTBank digital payment card.
http://www.shelaf.com/2016/08/all-you-need-to-know-about-gtbank.htmlposted by ConnectMeIt is designed primarily for:
- Security conscious online shoppers who prefer not to use their debit/credit cards linked to their regular bank account online.
- As a fall back option for customers who have forgotten or lost their Card, but need to perform urgent online purchase
- Accessible: Your Virtual Mastercard can be used wherever MasterCard is accepted online.
- Instant: The Virtual card is available instantly on request.
- It’s Flexible: The card can be loaded from your existing Account via Internet Banking.
- Safe: Your card eliminates the risk and inconvenience of carrying cash and it cannot be stolen.
- It’s Prepaid: The card is loaded via Internet Banking.
- Shopping Online: With your card, you no longer have to wait until you travel to shop. You can now do so at many international websites that offer delivery to Nigeria such as ASOS, Amazon, Victoria Secret, River Island, Hawes and Curtis and many more.
- It’s Virtual: You don’t need to carry it out around to use it for online shopping always available on your Internet Banking.
- Secure: The card rides on the existing GTBank Internet Banking state-of-the-art secure technology platform.
- Back-up plan: The Virtual Mastercard is a fall back option for customers who have forgotten or lost their Card, but need to perform urgent online purchase.
- Its Convertible: The card can be converted to a physical debit card upon your request.
- The card is valid for 2 years
To Generate GTBank Virtual MasterCard
- Log on to www.gtbank.com
- Under Internet Banking, click on "Login" and sign in with your internet banking User ID and Password
- Scroll down and click on "Cards" at the left sidebar
- Click on "Virtual Card Request
- Click on "New Request"
- Select the Account to Debit for charges
- Click on the ‘Account to link’ and agree to the "Terms and Condition" check boxes
- Answer your secret question and click the ‘Continue’ button
- The confirmation button is then displayed
- Generate a 6-digit code from your hardware token device
- Input the generated 6-digit token code on the confirmation page and click the Submit button
- Internet Banking will display the details of the Pre-paid card once your request is successful:
PAN (Card Number)
Expiry date
Activation Code
CVV
How To Transfer Fund To GTBank Virtual MasterCard Via Internet BankingYou must fund your GTB Virtual Master Card before you can use it to make online payments.
You can easily do this by making use of the "Own Account Transfer" module via "Account Transfer" but before you can do this, ensure that the virtual cards account number has been listed on your Internet banking dashboard, else you wont be able to fund it.
So, if the GTB virtual debit cards account number is not showing immediately you generate it, just exercise patient till it appears. You might have to wait till the next working day though.
Note: Creating the GTBank Virtual Pre-paid Card is not free. Certain amount will be deducted from your GTBank accounts and the most interesting part, you can convert your Virtual Card to a Physical MasterCard.
How to Convert to Your Virtual Pre-paid card to a Physical MasterCard
- In your dashboard, click ‘Convert to physical Card’ link button as shown on the right
- Select the Account to debit for the card Charge
- Select your preferred PickUp Branch
- Answer your secret question and click the ‘Continue’ button
- A record submitted succesfully is displayed once request is complete
Transaction Limit
- Maximum daily loadable limit: N100,000
- Daily Transaction limit (POS): N250,000.
- Maximum amount permitted on your card at any point in time: N250,000
Also Read;
» Now You Can Generate GTBank Token Code Via USSD To Complete Online Transcation
» GTBank Mobile Money For Blackberry, Apple, Android, Nokia & Full Touch
» 8 Things You Can Do With GTBank 737 Code
GTBank remain firm on their objective to deliver value adding services that are tailored to meet the diverse needs of their ever-growing customer base by leveraging technology to make banking more convenient for all their customers. Feel free to share your opinion about this new GTBank digital payment card.
Available link for download
How To easily Wipe All Data Remotely From Lost Or Stolen Laptop
How To easily Wipe All Data Remotely From Lost Or Stolen Laptop
Today, we will discuss on the latest security steps to follow in order to wipe a lost laptop remotely. In this era of advanced technology, everybody is got personal devices like laptop, mobile and tablets which are probably the only place where one stores his or her personal data and media files. Each significant account details and documents are stored in such devices.
_________________________________________________________
Read more:
How to bypass android pattern lock without losing data
15 best android launchers 2016
Top 10 best android soccer games 2016
___________________________________________________________
Therefore, the question that comes to your mind is what happens when the laptop gets lost?
What if it falls into the wrong hands?
When such happens, there is a great amount of danger when it gets to your privacy and you must find a way to wipe the laptop remotely so that you can secure the data and other kind of personal details and accounts which can get exposed easily. So, go ahead and check the complete guide on how to wipe a laptop remotely.How To Wipe Windows Laptop remotely?
When such happens, there is a great amount of danger when it gets to your privacy and you must find a way to wipe the laptop remotely so that you can secure the data and other kind of personal details and accounts which can get exposed easily. So, go ahead and check the complete guide on how to wipe a laptop remotely.How To Wipe Windows Laptop remotely?
In this article, you will come to know the standard step by step procedure on how to wipe your lost or stolen laptop remotely from your device. This would immediately work when your laptop gets connected to the Internet. So, just check out the below given steps to have a clear view on how to wipe a laptop data remotely.
Steps To Wipe A Laptop Data Remotely
1. First visit this website: theLaptopLock.com & Sign up with a email and password.
2. After login in, you need to add your computer name so your computer will get added in the account
3. First column is of Computer ID. Note it down, and download this software in your computer: thelaptoplock software
4. After installing the LaptopLock software in your computer, enter your email, computer id and password and click on save button
5. Now go to Security -> Manage Security Plans in the given dialogue box
6. You need to select file and folder that you wants to delete or wipe when your laptop is missing or stolen. It will also encrypt that files and folders at that same time.
7. Now whenever your laptop gets stolen, you just need to login that website and just have to mark your laptop is missing.
8. Thats it. The selected folder will get deleted and it will be encrypted remotely.
The guide above is the full guide on how to easily wipe a laptop data remotely when it gets stolen. The above given steps would easily assist in wiping out the significant details which you don’t want unauthorized and wrong individuals to have access to, which could ultimately cost you a lot. So, go ahead and implement the remote wipe laptop method of securing the privacy. Share it with others and ensure that there is abundance of means and ways of protecting and securing data.
Available link for download
Saturday, March 4, 2017
How To Earn Money £ £ With Master Card And Free Bonus and more Old This is all For Free
How To Earn Money £ £ With Master Card And Free Bonus and more Old This is all For Free
HI
While people are looking for a way to activate PayPal and make money at the same time find themselves being entangled in the empty ring
and now I present to you this site to get paid and entered the continent when registering 1 euros when bringing one person 5 euros
tell me the site will tell you he is a rebounder Bank universal pull the tribute specializes in gold walbetkoin
so without further a do you explain in detail
and now I present to you this site to get paid and entered the continent when registering 1 euros when bringing one person 5 euros
tell me the site will tell you he is a rebounder Bank universal pull the tribute specializes in gold walbetkoin
so without further a do you explain in detail
First website link here
Enter your email and password and click on log as shown in the picture
Or here at the top of the page
Then choose a personal account and pressing the up
Then enter your personal information then click on the yellow arrow
Then enter your phone number and must be right because you will activate message
Then enter the activation number is recognized for the phone if you have not received the code click on retransmission problem will
then click on the yellow arrow
then click on the yellow arrow
Then enter the personal information and your home address if you are under the age of 18, you can use
from your friends or your family or something.
from your friends or your family or something.
Will come and receive an activation message in previously recorded mail will teach you to create your account and click on the activation
message
message
After you finish, you can go to the special entry Panel put your mail and password
to enter to your account and you will find your bonus $ 1 for free
to enter to your account and you will find your bonus $ 1 for free
And when you get to 1 gram and is easy to request a free card
Either to profit from the website go to the heart above and copy your code and any one site brings you get nearly £ 5
Reminder: website link here
And the card up from 7 days for 15 boom to far and the price of the card is $ 0 and valid to activate PayPal and accept withdrawals from any ATM in the world
.
I hope from the bottom of the heart that helps these tips. And dont forget posting with your lisvido they are
here we have finished our of this theme
another meeting with other special topics, good luck to everyone
here we have finished our of this theme
another meeting with other special topics, good luck to everyone
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Thursday, February 23, 2017
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Sunday, February 19, 2017
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Halo Rover All Terrain Hoverboard
HI
LOS ANGELES,CA — September 12, 2016. LA based company HaloBoard, announced now the relief of their newest worry-free hoverboard develop, the “Halo Rover”. A
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“But even previous to the device raised safety concerns — “Halo Rover’s Worry-Free Guarantee ensures with the intention of customers sort out not need to agonize in this area hoverboards overheating or catching fire.(…) All Halo Rovers include Certified Firesafe LG Batteries,” the company says.
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Product Description
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Friday, February 17, 2017
The proposed press publishers right is it really worth all this noise
The proposed press publishers right is it really worth all this noise
 |
| Again on the proposal (for a directive on copyright in the Digital Single Market) |
As reported and covered in a number of previous posts [here, here, here], in the context of its Digital Single Market Strategy (DSMS) on 14 September last the EU Commission unveiled a new copyright package, consisting of a number of proposals aimed at improving the existing EU copyright framework.
Among the contents of the package, there is the already famous proposal for a directive on copyright in the Digital Single Market (DSM Directive) [here].
Among other things, the DSM Directive intends to introduce into the EU copyright framework a new related right in press publications.
Article 11 of the directive states:
"1. Member States shall provide publishers of press publications [what is to be intended by press publications is clarified at Recital 33 of the directive] with the rights provided for in Article 2 and Article 3(2) of Directive 2001/29/EC for the digital use of their press publications.
2. The rights referred to in paragraph 1 shall leave intact and shall in no way affect any rights provided for in Union law to authors and other rightholders, in respect of the works and other subject-matter incorporated in a press publication. Such rights may not be invoked against those authors and other rightholders and, in particular, may not deprive them of their right to exploit their works and other subject-matter independently from the press publication in which they are incorporated.
3. Articles 5 to 8 of Directive 2001/29/EC [the InfoSoc Directive] and Directive 2012/28/EU [the Orphan Works Directive] shall apply mutatis mutandis in respect of the rights referred to in paragraph 1.
4. The rights referred to in paragraph 1 shall expire 20 years after the publication of the press publication. This term shall be calculated from the first day of January of the year following the date of publication."
However, the drafting of this provision and related recitals (31 to 36) raises a number of technical questions, as well as a practical, fundamental, one.
 |
| When less may be actually more |
The technical questions
A first question may be why Article 11 refers to Article 3(2) of the InfoSoc Directive [making available right] instead of Article 3(1) of the same directive [right of communication to the public], also considering that the last sentence in Recital 33 refers to the right of communication to the public.
The question is not just pedanticacademic, because the rights of communication to the public and making available to the public are not the same thing. The Court of Justice of the European Union (CJEU) has made this clear, more recently in its C More judgment [here].
A second point is that it is not entirely clear why Recital 33 contains a reference to hyperlinks, by saying that those which do not amount to acts of communication to the public are outside the scope of the new right.
First, the new related right is not about the right of communication to the public, but rather reproduction and making available to the public.
Secondly, if the new related right does not go beyond copyright [as Article 11(2) stresses], surely saying that "protection does not extend to acts of hyperlinking which do not constitute communication to the public" is not really necessary.
Finally, hyperlinks are not everything the right is about: Article 11 refers to the "digital use" of press publications. A "digital use" may range from the scanning of press publications to the display of relevant excerpts and everything in between.
 |
| Charlie is scared ... but is there anything to really fear? |
A practical question
Last week I had the chance to speak to a number of people, both stakeholders and legal practitioners, over meals and at events. While coming from different positions in relation to the current EU copyright debate, they all seemed to have the same question:
Will the press publishers right have any practical relevance?
Despite some earlier academic concerns, the answer may be NO in the majority of cases. The reason for this is twofold.
First, the new press publishers right is certainly not broader than copyright (and is certainly shorter). Article 11 is clear in saying that the rights of reproduction and making available, along with related exceptions and limitations, are to be intended in the same sense as the same rights and exceptions under the copyright framework. So, to one who already owns the copyright to a press publication, will ownership of also the press publishers’ right mean anything (useful)?
Secondly - as a matter of practice and possibly with the exclusion of certain free-lance journalists who manage to retain ownership of copyright in their pieces - press publishers already own the copyright to the press publications authored by their journalists-employees. And copyright already provides a fairly powerful tool. Just to provide an example, yesterday I re-read the CJEU decision in Infopaq in preparation for the second IP class with my Southampton Law School undergraduate students.
Readers will promptly remember that that case - a reference for a preliminary ruling from Denmark - concerned indeed press publications scanned without the prior consent or relevant rightholders, ie press publishers.
The CJEU ended up saying that merely "storing an extract of a protected work comprising 11 words and printing out that extract, is such as to come within the concept of reproduction in part within the meaning of Article 2 of Directive 2001/29/EC ..., if the elements thus reproduced are the expression of the intellectual creation of their author".
Would have things been any better if - besides copyright - press publishers could have also invoked the ad hoc press publishers right in an Infopaq-like scenario?
Conclusion
All in all, it is unclear whether and to what extent the press publishers right will change things in relation to digital uses of press publications.
Also the reference to the CJEU decision in Reprobel [here] in Recital 36 seems a bit out of context [and possibly only makes sense if, instead of Article 11, it is read as referring to Article 12], since that decision nothing had to do with digital uses of press publications. Reprobel was completely a non-digital case concerning private copying levies in printers.
In the majority of cases the addition of the press publishers’ right extra-layer of protection is unlikely to make a difference. But am I missing something here? As always, readers feedback is very welcome!
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